Big financial help is on the way for millions of UK residents in June 2025. Whether you’re on Universal Credit, receiving Housing Benefit, or potentially eligible for WASPI compensation, this month could bring thousands of pounds in government support.
In this guide, we’ll break down exactly what’s coming, who qualifies, how much you might get, and when to expect it. Let’s look into everything you need to know.
Payments
Here’s a quick look at the upcoming support payments landing in June:
Payment Type | Amount | Who Qualifies | Payment Date |
---|---|---|---|
DWP Cost of Living | £450 | UC, Pension Credit, ESA/JSA (income-based), Tax Credits | Late May to mid-June 2025 |
Universal Credit Boost | Up to £400.14/mo | Low-income individuals, aged 18+, with savings under £16,000 | From May 13, 2025 |
Housing Benefit | Varies by case | Pension-age renters, supported housing, low income | Ongoing with rent cycle |
WASPI Compensation | Up to £2,950 | Women born 1950–1960 affected by pension age changes | Possibly July 2025 (pending) |
These payments aim to cushion the blow from rising living costs, energy bills, and rent. If you’re on a low income or retired, June could be your most financially rewarding month this year.
DWP
Let’s talk about that £450 Cost of Living Payment. It’s part of the government’s commitment to helping low-income families deal with inflation. The best part? If you’re eligible, there’s nothing to apply for—it drops straight into your bank account.
Who’s Eligible?
To qualify, you must have been receiving one of the following during the assessment period:
- Universal Credit
- Pension Credit
- Income-based JSA or ESA
- Income Support
- Working or Child Tax Credit
New claimants beware: you may not get the payment unless your benefit started before the deadline.
When Will It Arrive?
Mark your calendars. Payments will begin landing from late May to mid-June 2025. Log into your online DWP or HMRC account to track it. No call or email required.
Universal Credit
Universal Credit is getting a bump in 2025. The new rates took effect in April, but you’ll really notice the change with your June payment, depending on your assessment cycle.
Here’s the standard monthly rate:
Situation | New Monthly Rate |
---|---|
Single under 25 | £316.98 |
Single 25 or older | £400.14 |
Couple under 25 | £497.55 |
Couple (one 25+) | £628.10 |
Add-On Elements
Depending on your life situation, you might get more:
- Housing Element – rent help
- Child Element – £333.33 for first child, £287.92 for others
- Disability Add-Ons – for Limited Capability to Work or Work-Related Activity
- Carer Element – £185.86 if you care 35+ hours/week
If you’re unsure what you’re entitled to, use benefit calculators on EntitledTo or Turn2Us.
Housing
Still getting Housing Benefit? You’re not alone. Many pensioners and those in supported housing rely on it, even though Universal Credit has replaced it for most.
Who Can Get It?
- You pay rent and don’t own your home
- You’re over State Pension age or live in supported housing
- You’re on a low income
- Your savings are below £16,000 (unless you’re on Pension Credit)
Payment timing depends on your rent cycle—weekly, fortnightly, or monthly—and may go directly to your landlord.
WASPI
The long-running fight for justice may finally pay off. Women born in the 1950s, blindsided by the State Pension age change, could receive up to £2,950 in compensation.
Who Qualifies?
- Born between 6 April 1950 and 5 April 1960
- Affected by the late notice of pension age increase
- Experienced hardship or life disruption as a result
The final decision from Parliament is expected by late June, with payouts possibly starting July 2025.
Checklist
To make sure you don’t miss out:
- Update your contact info with DWP, HMRC, and local councils
- Double-check bank details—it’s how you’ll get paid
- Sign up for alerts on GOV.UK
- Use eligibility calculators regularly
- Seek help from Citizens Advice if you’re unsure about anything
Getting all you’re entitled to is your right—and knowing the rules makes all the difference.
Whether it’s that £450 Cost of Living boost, extra UC money, rent help, or long-overdue WASPI payments, June 2025 is shaping up to be a financial lifeline for many across the UK. Stay informed, stay proactive, and check your accounts—relief could be just days away.
FAQs
Who gets the £450 payment?
Anyone on means-tested benefits like UC, ESA, JSA, or Tax Credits.
When will WASPI money be paid?
If approved, payments could begin as early as July 2025.
What’s the new UC rate for over 25s?
It’s £400.14 per month for single adults over 25.
Can I still get Housing Benefit?
Yes, if you’re of pension age or in supported housing.
Do I need to apply for Cost of Living help?
No, it’s automatic if you qualify during the assessment period.